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AFFORDABLE WORKFORCE HOUSING
Homebuyers / Renters

URFA Home Ownership &
Single Family Mortgage Programs

ADA offers mortgage assistance programs that can make your dreams of homeownership come true.

Home Atlanta

The Home Atlanta program is ADA's newest mortgage assistance tool. The program offers a 30-year fixed rate mortgage with a 4% grant. Borrowers may also receive 10% of the purchase price as an additional incentive under the Opportunity Downpayment Assistance Program which works exclusively with the Home Atlanta first mortgage program.

Atlanta Affordable Homeownership Program (AAHOP)

The “Atlanta Affordable Homeownership Program (AAHOP)”
provides $10,000 mortgage assistance in form of a 0% interest rate soft second mortgage and covers up to 50% of the settlement costs.

Opportunity Downpayment Assistance Program (ODAP)

The “Opportunity Downpayment Assistance Program (ODAP)” provides homebuyers with downpayment assistance of 10% of the sales price at 0% interest rate as
a soft second mortgage.

Vine City Trust Fund Homeownership Assistance Program

The “Vine City/English Avenue Trust Fund (HOAP)” provides 0% interest rate loan up to 10% of purchase price, not to exceed $15,000.

Eastside TAD Affordable Purchase Program

A Community Development Project of the City of Atlanta funded by a grant from the U.S. Dept. of Housing and Urban Development through the Housing and Community Development Act of 1974, as amended.

*Some programs may be combined to maximize down-payment assistance. Ask your ADA representative for details.

For more information, call (404) 614-8280 or email Tracey Powell at tpowell@atlantada.com

ADA Housing Programs Matrix

Preferred Attorney List

Preferred Homebuyer Education Seminar Providers

Atlanta Fun Fact

Did you know, Atlanta ranks #3 among cities with Fortune 500 company headquarters, following New York and Houston?


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