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AFFORDABLE WORKFORCE HOUSING
Homebuyers / Renters

Homeownership & Mortgage Programs

BeltLine Housing Programs

The BeltLine has the extraordinary potential to positively transform the City of Atlanta. One of the most comprehensive economic development efforts ever undertaken in the City of Atlanta and the largest, most wide-ranging urban redevelopment currently underway in the U.S., the BeltLine will combine greenspace, trails, transit, and new development along 22 miles of historic rail segments that encircle the urban core.

The BeltLine includes Atlanta’s largest investment ever in affordable workforce housing. The total investment is projected to be at least $240 million (15% of each TAD bond issuance), generating an estimated 5,600 affordable units over the course of the project.

Search for new communities along the BeltLine >>

To view maps of the BeltLine, click here >>

 

BeltLine Affordable Housing Opportunity Program (BAHTF)

What is it?

The “BeltLine Affordable Housing Opportunity Program (BAHTF)” provides homebuyers with downpayment
assistance up to 20% of the sales price at 0% interest rate as a soft second mortgage.
1st Mortgage secured by ADA’s participating lenders must be a Conventional, FHA or VA 30-year fixed rate loan.
1st Mortgage interest rate can not exceed the maximum monthly rate posted on ADA’s website.

What type of home can I buy?

  • The property must be located in the Beltline Tax Allocation District. To verify go to http://gis.atlantaga.gov/apps/parcel_search/
  • Maximum purchase price limit can not exceed $252,890
  • Single family detached homes, townhomes, and condominiums
  • Property must be owner occupied

What are the income limits?

Household Size                    Income Limits
(1 or 2 person Household)  $57,350 & below get 20%
(3 or more person Household) $57,351 & above get 10%

How Do I Get Started?

  1. Attend ADA approved homebuyers seminar.
  2. Contact one of ADA’s participating lenders to get
    pre-qualified and secure 1st mortgage loan.
  3. Find a home within the city limits of Atlanta.
  4. Find a home near the BeltLine that is eligible for downpayment assistance.

Beltline Affordable Housing Trust Fund Program Flyer

Preferred Housing Education providers

Participating Attorneys List

Atlanta Fun Fact

No other US airport serves more cities directly than Atlanta's Hartsfield-Jackson airport, with over 200 cities served with direct flights.  Miami is #2 with 50 fewer direct served cities.


Home Ownership & Mortgage Programs

Home Atlanta

BeltLine Affordable Housing Opportunity Program (BAHTF)

Atlanta Affordable Homeownership Program (AAHOP)

Opportunity Downpayment Assistance Program (ODAP)

Vine City/English Avenue Trust Fund (HOAP)

Eastside TAD Affordable Housing Purchase Program


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